Aquarium Services Business Plan
EcoAquatics is a high-school sophomore’s hobbyist business. Its main goal is to turn an interesting hobby into a small part-time business, providing economic benefits similar to other part-time jobs.
EcoAquatics will manage saltwater aquariums, offering services ranging from setup and cleaning to maintenance and feeding. Clients can choose to go step by step with us or simply enjoy the finished product.
Our service is customizable for a range of needs, from first-time aquarium owners who require step by step help to experts with limited time. We prioritize honesty and ensure clients receive suitable fish for their tank’s environment.
Initially, services will be offered to family and friends, with later expansion to small businesses in the Eugene, Oregon area. Start-up expenses for this small hobbyist business are minimal, funded through an interest-free loan from a family friend. Repayment will occur in year three.
Presently, EcoAquatics is registered with the state of Oregon and has maintained its first client’s aquarium for four months.
Contents
1.1 Mission
EcoAquatics is a hobbyist business that aims to develop environmentally-sound aquariums, taking into account the potential ecological dangers of the aquarium hobby worldwide, on a small scale suitable for a high school student. It should be fun, rewarding, educational, and beneficial for both the clients and the owner.
1.2 Keys to Success
- Maintain the vision of a part-time hobbyist business, gradually expanding.
- Stay updated on the environmental impact of home and office aquariums.
1.3 Objectives
- In the short term, the main objective is to extend my aquarium hobby by building and maintaining a few aquariums outside my home with selected close clients who will work with me in a friendly manner. This is not intended to be a full-time business with conventional business motivations.
- In the long term, develop this into a business that can support me through high school and college, generating a part-time income from an endeavor that combines vocation with avocation.
Company Summary
EcoAquatics is starting small, with the intention of growing later on, with a few key reference clients.
2.1 Start-up Summary
We have the advantage of a simple start-up. No equipment, rent, or phone line is needed. Since we are focusing on just a few clients who are friends and family, there is no need for sales literature. The only cost is registration with the State of Oregon.
Start-up Funding
Start-up Expenses to Fund: $50
Start-up Assets to Fund: $0
Total Funding Required: $50
Assets
Non-cash Assets from Start-up: $0
Cash Requirements from Start-up: $0
Additional Cash Raised: $0
Cash Balance on Starting Date: $0
Total Assets: $0
Liabilities and Capital
Liabilities
Current Borrowing: $0
Long-term Liabilities: $0
Accounts Payable (Outstanding Bills): $0
Other Current Liabilities (interest-free): $0
Total Liabilities: $0
Capital
Planned Investment
Self investment from savings: $50
Other: $0
Additional Investment Requirement: $0
Total Planned Investment: $50
Loss at Start-up (Start-up Expenses): ($50)
Total Capital: $0
Total Capital and Liabilities: $0
Total Funding: $50
Start-up
Requirements
Start-up Expenses
Legal: $50
Expensed Equipment: $0
Other: $0
Total Start-up Expenses: $50
Start-up Assets
Cash Required: $0
Other Current Assets: $0
Long-term Assets: $0
Total Assets: $0
Total Requirements: $50
2.2 Company Ownership
EcoAquatics is registered in the State of Oregon, Lane County, as a fictitious business name. The business is owned and operated entirely by Megan Berry, who turned 15 a couple months before it was founded.
Services
EcoAquatics will manage saltwater aquariums for its clients. We will help every step of the way, from setting up the aquarium, to cleaning it, maintaining it, and feeding the fish. Depending on the client, they can go step by step along with us, or simply enjoy the finished product.
We will help clients make choices that will not harm the environment. Our main goal is to promote reef-friendly inhabitants and educate our clients about the impact of their choices.
Clients will purchase equipment, supplies, and inhabitants directly from the supplier, using their credit cards or accounts with local retailers. We will not act as a middleman for purchases.
We will focus exclusively on saltwater tanks, as they offer more opportunities for visual enhancements and are in line with our expertise. However, we can also accommodate freshwater tanks if desired.
We will customize the aquarium to fit the client’s budget. Our priority is to ensure compatibility between the tank inhabitants, size, and equipment. We will provide advice on the best equipment and find the best deals to meet the client’s expectations.
During the start-up process, we will visit the client’s location four days a week, and then once or twice a week thereafter. Our services include cleaning equipment, feeding fish, monitoring health, caring for corals, trimming macroalgae, checking water quality, and cleaning glass.
We will take care of acquiring the necessary equipment and creatures for the client. All they need to do is set up an account with local retail or provide a credit card for online orders. Our service is suitable for novices who need step-by-step guidance as well as busy experts who require assistance.
Market Analysis Summary
Although our immediate market consists of friends and family, our potential long-term market includes businesses in Eugene. We are primarily targeting Chamber of Commerce members and University of Oregon offices. However, we are also open to serving school rooms, private homes, and non-Chamber of Commerce businesses.
Market Segmentation
Although our immediate market consists of friends and family, our potential long-term market includes businesses in Eugene. We are primarily targeting Chamber of Commerce members and University of Oregon offices. However, we are also open to serving school rooms, private homes, and non-Chamber of Commerce businesses.
Market Analysis
| Market Analysis | |||||||
| Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | |||
| 1,350 | 1,350 | 1,350 | 1,350 | 1,350 | 0.00% | ||
| 400 | 400 | 400 | 400 | 400 | 0.00% | ||
| 50 | 50 | 50 | 50 | 50 | 0.00% | ||
| 1,800 | 1,800 | 1,800 | 1,800 | 1,800 | 0.00% | ||
3.1.2 Target Market Segment Strategy
We don’t have immediate capacity to serve more than one or two clients initially. For now, we focus on word-of-mouth clients, reachable through friends and family. We will utilize the Chamber of Commerce as a marketing tool later, when we require more sales.
3.1.3 Service Business Analysis
Aquarium maintenance and design is a small business with many individual competitors. In Eugene, there are two aquarium stores offering these services, but only one advertises in the Yellow Pages.
3.1.3.1 Competition and Buying Patterns
Competition exists, but we believe it does not limit this small hobbyist business. We prioritize friends and family and maintain low capacity to align with our objectives.
Strategy and Implementation Summary
The key to my strategy is maintaining clear objectives. I want this business to be part-time and provide pocket money and confidence, similar to other part-time jobs for high school kids. I want the satisfaction of earning my own money while focusing on my passion for the aquarium business.
Therefore, I will proceed cautiously, starting with one friends-and-family client and only expanding to three clients once I can drive.
4.1 Competitive Edge
- Being young and a good student gives me a competitive edge in this business. People will respond positively to a young person running her own business when I need to attract new clients.
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4.2 Marketing Strategy
- Start with friends and family companies to establish a track record and reference site.
4.3 Sales Strategy
Our selling will rely solely on word of mouth initially. We will build a website for future use. When we feel confident to expand the business, joining the Chamber of Commerce will be sufficient. Attending their gatherings and participating in occasional forums will help us generate more business.
4.3.1 Sales Forecast
We will maintain a single client throughout the first year before considering expansion. We need to establish a history with one client and maintain the constraints of being a single hobbyist business. In the following year, once we have a driver’s license, we can expand to three clients.
| Sales Forecast | |||
| Year 1 | Year 2 | Year 3 | |
| Sales | |||
| Initial client | $2,400 | $7,200 | $9,000 |
| Other | $0 | $0 | $0 |
| Total Sales | $2,400 | $7,200 | $9,000 |
| Direct Cost of Sales | Year 1 | Year 2 | Year 3 |
| Unbilled minor accessories, testing supplies, etc. | $48 | $144 | $180 |
| Other | $0 | $0 | $0 |
| Subtotal Direct Cost of Sales | $48 | $144 | $180 |
Milestones
4.4 Milestones
The plan involves two additional clients for the summer of 2003, and then a transition during late 2004 in preparation for me to be able to leave clients to attend college.
Milestones:
| Milestones | |||||
| Milestone | Start Date | End Date | Budget | Manager | Department |
| Client 1 tank established | 6/15/2002 | 6/30/2002 | $0 | Megan | Overall |
| Client 1 maintenance | 6/1/2002 | 5/31/2004 | $0 | Megan | Overall |
| Marketing additional clients | 5/1/2003 | 6/30/2003 | $0 | Megan | Overall |
| Client 2 and 3 installation | 7/1/2003 | 8/31/2003 | $0 | Megan | Overall |
| Client 2 and 3 maintenance | 9/1/2003 | 1/15/2003 | $0 | Megan | Overall |
| Transition | 5/1/2004 | 5/31/2004 | $0 | Megan | Overall |
| Totals | $0 | ||||
Web Plan Summary
EcoAquatics addresses the long-term interest in environmentally sound aquarium hobbies.
5.1 Website Marketing Strategy
Low-key marketing focuses mainly on the informational value of the EcoAquatics site, for placement at Yahoo! and search results in Google.
5.2 Development Requirements
EcoAquatics is a personal project, much like my present and former site at citruscoolkids.com, using Cold Fusion and Flash.
Management Summary
This is a one-person hobbyist business. I plan to pay myself 90% of the billings as salary.
6.1 Personnel Plan
The personnel plan is to pay myself 90% of the billings for services. This leaves some room for the purchase of books, testing supplies, etc.
| Personnel Plan | |||
| Year 1 | Year 2 | Year 3 | |
| Owner | $1,800 | $5,400 | $6,750 |
| Other | $0 | $0 | $0 |
| Total People | 0 | 0 | 0 |
| Total Payroll | $1,800 | $5,400 | $6,750 |
Financial Plan
The main financial problem is working capital for the first few months before business clients pay, and I support that by not paying myself. I don’t foresee the kind of client relationships that will cause long-term problems getting paid, but I also have to be able to support their occasional delays because this won’t be important to them.
7.1 Important Assumptions
The following table outlines the general assumptions for EcoAquatics.
| General Assumptions | |||
| Year 1 | Year 2 | Year 3 | |
| Plan Month | 1 | 2 | 3 |
| Current Interest Rate | 10.00% | 10.00% | 10.00% |
| Long-term Interest Rate | 10.00% | 10.00% | 10.00% |
| Tax Rate | 30.00% | 30.00% | 30.00% |
| Other | 0 | 0 | 0 |
7.2 Break-even Analysis
The break-even is based on a realistic assessment of the present hobbyist nature of this business.
Break-even Analysis
Monthly Revenue Break-even: $201
Assumptions:
– Average Percent Variable Cost: 2%
– Estimated Monthly Fixed Cost: $197
7.3 Projected Profit and Loss
The Profit and Loss table shows a small hobbyist business with minimal expenses. The website hosting is estimated, as it may be free.
Pro Forma Profit and Loss:
| Year 1 | Year 2 | Year 3 |
|——–|——–|——–|
| Sales | $2,400 | $7,200 | $9,000 |
| Direct Cost of Sales | $48 | $144 | $180 |
| Other Costs of Sales | $0 | $0 | $0 |
| Total Cost of Sales | $48 | $144 | $180 |
| Gross Margin | $2,352 | $7,056 | $8,820 |
| Gross Margin % | 98.00% | 98.00% | 98.00% |
| Expenses | | | |
| Payroll | $1,800 | $5,400 | $6,750 |
| Sales and Marketing and Other Expenses | $200 | $300 | $300 |
| Depreciation | $0 | $0 | $0 |
| Website hosting | $360 | $400 | $500 |
| Utilities | $0 | $0 | $0 |
| Insurance | $0 | $0 | $0 |
| Payroll Taxes | $0 | $0 | $0 |
| Other | $0 | $0 | $0 |
| Total Operating Expenses | $2,360 | $6,100 | $7,550 |
| Profit Before Interest and Taxes | ($8) | $956 | $1,270 |
| EBITDA | ($8) | $956 | $1,270 |
| Interest Expense | $0 | $0 | $0 |
| Taxes Incurred | $0 | $287 | $381 |
| Net Profit | ($8) | $669 | $889 |
| Net Profit/Sales | -0.33% | 9.29% | 9.88% |
7.4 Projected Cash Flow:
The cash flow involves a loan from founders, equivalent to not paying myself for the first two months, plus a smaller loan from parents to support working capital requirements. Otherwise, I would show a negative balance.
Pro Forma Cash Flow
Year 1 Year 2 Year 3
Cash Received
Cash from Operations
Cash Sales $0 $0 $0
Cash from Receivables $2,007 $6,413 $8,705
Subtotal Cash from Operations $2,007 $6,413 $8,705
Additional Cash Received
Sales Tax, VAT, HST/GST Received $0 $0 $0
New Current Borrowing $0 $0 $0
New Other Liabilities (interest-free) $500 $0 $0
New Long-term Liabilities $0 $0 $0
Sales of Other Current Assets $0 $0 $0
Sales of Long-term Assets $0 $0 $0
New Investment Received $0 $0 $0
Subtotal Cash Received $2,507 $6,413 $8,705
Expenditures
Year 1 Year 2 Year 3
Expenditures from Operations
Cash Spending $1,800 $5,400 $6,750
Bill Payments $478 $1,167 $1,342
Subtotal Spent on Operations $2,278 $6,567 $8,092
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out $0 $0 $0
Principal Repayment of Current Borrowing $0 $0 $0
Other Liabilities Principal Repayment $0 $0 $500
Long-term Liabilities Principal Repayment $0 $0 $0
Purchase Other Current Assets $0 $0 $0
Purchase Long-term Assets $0 $0 $0
Dividends $0 $0 $0
Subtotal Cash Spent $2,278 $6,567 $8,592
Net Cash Flow $228 ($154) $113
Cash Balance $228 $74 $187
7.5 Projected Balance Sheet
The balance sheet is acceptable for a low-key hobbyist business. The loans carried are mainly the first two months of sacrificed compensation to myself.
Pro Forma Balance Sheet
Year 1 Year 2 Year 3
Assets
Current Assets
Cash $228 $74 $187
Accounts Receivable $393 $1,180 $1,475
Other Current Assets $0 $0 $0
Total Current Assets $622 $1,254 $1,662
Long-term Assets
Long-term Assets $0 $0 $0
Accumulated Depreciation $0 $0 $0
Total Long-term Assets $0 $0 $0
Total Assets $622 $1,254 $1,662
Liabilities and Capital
Year 1 Year 2 Year 3
Current Liabilities
Accounts Payable $130 $93 $112
Current Borrowing $0 $0 $0
Other Current Liabilities $500 $500 $0
Subtotal Current Liabilities $630 $593 $112
Long-term Liabilities $0 $0 $0
Total Liabilities $630 $593 $112
Paid-in Capital $50 $50 $50
Retained Earnings ($50) ($58) $611
Earnings ($8) $669 $889
Total Capital ($8) $661 $1,550
Total Liabilities and Capital $622 $1,254 $1,662
Net Worth ($8) $661 $1,550
7.6 Business Ratios
My guess is that what I am doing is not equivalent to the kinds of real businesses whose numbers were contained in the financial databases shown in the rightmost column here. Furthermore, I am not seeking a bank loan or investment.
Ratio Analysis
Year 1 Year 2 Year 3 Industry Profile
Sales Growth 0.00% 200.00% 25.00% 8.79%
Percent of Total Assets
Accounts Receivable 63.28% 94.09% 88.75% 28.12%
Other Current Assets 0.00% 0.00% 0.00% 44.18%
Total Current Assets 100.00% 100.00% 100.00% 76.27%
Long-term Assets 0.00% 0.00% 0.00% 23.73%
Total Assets 100.00% 100.00% 100.00% 100.00%
Current Liabilities 101.29% 47.28% 6.73% 38.61%
Long-term Liabilities 0.00% 0.00% 0.00% 13.60%
Total Liabilities 101.29% 47.28% 6.73% 52.21%
Net Worth -1.29% 52.72% 93.27% 47.79%
Percent of Sales
Sales 100.00% 100.00% 100.00% 100.00%
Gross Margin 98.00% 98.00% 98.00% 100.00%
Selling, General & Administrative Expenses 98.33% 88.71% 88.12% 82.68%
Advertising Expenses 0.00% 0.00% 0.00% 1.66%
Profit Before Interest and Taxes -0.33% 13.28% 14.11% 1.37%
Main Ratios
Current 0.99 2.12 14.86 1.59
Quick 0.99 2.12 14.86 1.22
Total Debt to Total Assets 101.29% 47.28% 6.73% 60.22%
Pre-tax Return on Net Worth 100.00% 144.59% 81.92% 3.09%
Pre-tax Return on Assets -1.29% 76.23% 76.41% 7.76%
Additional Ratios
Net Profit Margin -0.33% 9.29% 9.88% n.a
Return on Equity 0.00% 101.21% 57.35% n.a
Activity Ratios
Accounts Receivable Turnover 6.10 6.10 6.10 n.a
Collection Days 57 40 54 n.a
Accounts Payable Turnover 4.69 12.17 12.17 n.a
Payment Days 27 36 27 n.a
Total Asset Turnover 3.86 5.74 5.41 n.a
Debt Ratios
Debt to Net Worth 0.00 0.90 0.07 n.a
Current Liab. to Liab. 1.00 1.00 1.00 n.a
Liquidity Ratios
Net Working Capital ($8) $661 $1,550 n.a
Interest Coverage 0.00 0.00 0.00 n.a
Additional Ratios
Assets to Sales 0.26 0.17 0.18 n.a
Current Debt/Total Assets 101% 47% 7% n.a
Acid Test 0.36 0.13 1.67 n.a
Sales/Net Worth 0.00 10.89 5.81 n.a
Dividend Payout 0.00 0.00 0.00 n.a
Appendix
Sales Forecast
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales
Iniital client 0% $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $200
Other 0% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Total Sales $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $200
Direct Cost of Sales
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Unbilled minor accessories, testing supplies, etc. $4 $4 $4 $4 $4 $4 $4 $4 $4 $4 $4 $4 $4
Other $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotal Direct Cost of Sales $4 $4 $4 $4 $4 $4 $4 $4 $4 $4 $4 $4 $4
Personnel Plan
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Owner 75% $150 $150 $150 $150
Reviewing the provided text, it appears to be a financial report. However, there are several redundant phrases and repetitive ideas that can be eliminated to improve the clarity and conciseness of the content.
General Assumptions:
Plan Month: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12
Current Interest Rate: 10.00%
Long-term Interest Rate: 10.00%
Tax Rate: 30.00%
Other: 0
Pro Forma Profit and Loss:
Sales: $200
Direct Cost of Sales: $4
Other Costs of Sales: $0
Total Cost of Sales: $4
Gross Margin: $196
Gross Margin %: 98.00%
Expenses:
Payroll: $150
Sales and Marketing and Other Expenses: $0
Depreciation: $0
Website hosting: $30
Utilities: $0
Insurance: $0
Payroll Taxes: $0
Other: $0
Total Operating Expenses: $180
Profit Before Interest and Taxes: $16
EBITDA: $16
Interest Expense: $0
Taxes Incurred: $0
Net Profit: $16
Net Profit/Sales: 8.00%
Pro Forma Cash Flow:
Cash Received:
Cash from Operations:
Cash Sales: $0
Cash from Receivables: $0, $7, $200, $200, $200, $200, $200, $200, $200, $200, $200, $200, $200
Subtotal Cash from Operations: $0, $7, $200, $200, $200, $200, $200, $200, $200, $200, $200, $200, $200
Additional Cash Received:
Sales Tax, VAT, HST/GST Received: 0.00%
New Current Borrowing: $0
New Other Liabilities (interest-free): $200, $150, $150, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0
New Long-term Liabilities: $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0
Sales of Other Current Assets: $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0
Sales of Long-term Assets: $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0
New Investment Received: $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0, $0
Subtotal Cash Received: $200, $157, $350, $200, $200, $200, $200, $200, $200, $200, $200, $200, $200
Expenditures:
Expenditures from Operations:
Cash Spending: $150
Bill Payments: $1, $34, $34, $34, $34, $34, $34, $34, $34, $34, $34, $37, $134
Subtotal Spent on Operations: $151, $184, $184, $184, $184, $184, $184, $184, $184, $184, $184, $187, $284
Additional Cash Spent:
Sales Tax, VAT, HST/GST Paid Out: $0
Principal Repayment of Current Borrowing: $0
Other Liabilities Principal Repayment: $0
Long-term Liabilities Principal Repayment: $0
Purchase Other Current Assets: $0
Purchase Long-term Assets: $0
Dividends: $0
Subtotal Cash Spent: $151, $184, $184, $184
Pro Forma Balance Sheet
| Pro Forma Balance Sheet | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Assets | Starting Balances | ||||||||||||
| Cash | $0 | $49 | $22 | $188 | $204 | $220 | $236 | $252 | $268 | $284 | $300 | $312 | $228 |
| Accounts Receivable | $0 | $200 | $393 | $393 | $393 | $393 | $393 | $393 | $393 | $393 | $393 | $393 | $393 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $0 | $249 | $415 | $581 | $597 | $613 | $629 | $645 | $661 | $677 | $693 | $706 | $622 |
| Long-term Assets | |||||||||||||
| Long-term Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accumulated Depreciation | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Long-term Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Assets | $0 | $249 | $415 | $581 | $597 | $613 | $629 | $645 | $661 | $677 | $693 | $706 | $622 |
| Liabilities and Capital | |||||||||||||
| Current Liabilities | |||||||||||||
| Accounts Payable | $0 | $33 | $33 | $33 | $33 | $33 | $33 | $33 | $33 | $33 | $33 | $130 | $130 |
| Current Borrowing | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $0 | $200 | $350 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 |
| Subtotal Current Liabilities | $0 | $233 | $383 | $533 | $533 | $533 | $533 | $533 | $533 | $533 | $533 | $630 | $630 |
| Long-term Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $0 | $233 | $383 | $533 | $533 | $533 | $533 | $533 | $533 | $533 | $533 | $630 | $630 |
| Paid-in Capital | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 | $50 |
| Retained Earnings | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) | ($50) |
| Earnings | $0 | $16 | $32 | $48 | $64 | $80 | $96 | $112 | $128 | $144 | $160 | $76 | ($8) |
| Total Capital | $0 | $16 | $32 | $48 | $64 | $80 | $96 | $112 | $128 | $144 | $160 | $76 | ($8) |
| Total Liabilities and Capital | $0 | $249 | $415 | $581 | $597 | $613 | $629 | $645 | $661 | $677 | $693 | $706 | $622 |
| Net Worth | $0 | $16 | $32 | $48 | $64 | $80 | $96 | $112 | $128 | $144 | $160 | $76 | ($8) |
Business Plan Outline
- Executive Summary
- Company Summary
- Services
- Strategy and Implementation Summary
- Web Plan Summary
- Management Summary
- Financial Plan
- Appendix
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