Resort Hotel Ski Lodge Business Plan
The Silver Bear Lodge is located three blocks from Crest Lake Village, mid-mountain at Bear Valley Resort and on the free shuttle system. Situated in the recently expanded Crest Canyon area, Silver Bear Lodge will offer customers 12 two-bedroom units with underground parking, fully-equipped kitchens, laundry facilities, and stone fireplaces. Additionally, Silver Bear Lodge will provide a common-area outdoor hot tub, an on-site store, and on-site front desk service.
Each year, more than 150,000 skiers and nature lovers visit the Bear Valley Resort area. On average, visitors spend $250 million annually on lodging, food, and recreational activities there.
Marty Snyderman and Luke Roth, co-owners of the Silver Bear Lodge, will operate the lodge as a ski resort from November to April. During the Spring and Summer months (May to August), the Silver Bear Lodge will function as a summer resort. The lodge will be closed in September and October.
Contents
1.1 Objectives
The objectives of Silver Bear Lodge for the first three years include:
- Exceeding customer expectations for luxury apres ski accommodations.
- Maintaining a 90% occupancy rate during peak periods.
- Assembling an experienced and effective staff.
1.2 Mission
Silver Bear Lodge aims to be the top choice for visitors to Bear Valley Resort.
Company Summary
Silver Bear Lodge, in Crest Canyon, offers 12 two-bedroom units with underground parking, fully-equipped kitchens, laundry facilities, and stone fireplaces. It also features an outdoor hot tub, on-site store, and front desk service.
2.1 Company Ownership
Marty Snyderman and Luke Roth co-own Silver Bear Lodge.
2.2 Start-up Summary
Marty Snyderman and Luke Roth will each invest $100,000. They will also secure a $250,000 mortgage and a $100,000 SBA loan to purchase the property.
Start-up Funding:
– Start-up Expenses to Fund: $185,400
– Start-up Assets to Fund: $364,600
– Total Funding Required: $550,000
Assets:
– Non-cash Assets from Start-up: $350,000
– Cash Requirements from Start-up: $14,600
– Additional Cash Raised: $0
– Cash Balance on Starting Date: $14,600
– Total Assets: $364,600
Liabilities and Capital:
– Liabilities
– Current Borrowing: $0
– Long-term Liabilities: $350,000
– Accounts Payable (Outstanding Bills): $0
– Other Current Liabilities (interest-free): $0
– Total Liabilities: $350,000
– Capital
– Planned Investment
– Marty Snyderman: $100,000
– Luke Roth: $100,000
– Additional Investment Requirement: $0
– Total Planned Investment: $200,000
– Loss at Start-up (Start-up Expenses): ($185,400)
– Total Capital: $14,600
Total Capital and Liabilities: $364,600
Total Funding: $550,000
Start-up Requirements:
– Start-up Expenses
– Legal: $5,000
– Stationery etc.: $400
– Brochures: $6,000
– Rental Shop Setup: $50,000
– Property Downpayment: $50,000
– Lodge Setup: $20,000
– Store Setup: $50,000
– Insurance: $4,000
– Total Start-up Expenses: $185,400
Start-up Assets:
– Cash Required: $14,600
– Other Current Assets: $0
– Long-term Assets: $350,000
– Total Assets: $364,600
Total Requirements: $550,000
2.3 Company Locations and Facilities:
The charm and solitude of Bear Valley’s secluded mountain setting is found just 36 miles from the Richmond International Airport.
Products:
Silver Bear Lodge will offer customers 12 two-bedroom units, fully-equipped kitchens, laundry facilities, and stone fireplaces. The lodge will also have a common-area outdoor hot tub with on-site services including a food store, ski rental/clothing shop, and front desk service.
Market Analysis Summary:
Resort hotel development and operation in the Bear Valley Resort area has been profitable and successful due to the economic upturn in the early and mid-90s. Time-share/resort hotel development and investments into ski resorts nationwide are currently strong. Over the past two years, time-share sales in the Bear Valley Resort area have increased by over 35%. There are forty condominiums, lodges, inns, and hotels within two miles of the resort. Each year, room occupancy is close to 100% during the peak skiing season. New construction is planned in the spring for two condo complexes and a hotel.
4.1 Market Segmentation:
Our customers can be broadly divided into two groups:
– Skiers: The Bear Valley Resort area is becoming one of the best ski resorts in the U.S. The resort is located 36 miles from Richmond International Airport and is easily accessible.
– Summer Visitors: During the summer months, the Bear Valley Resort area provides a beautiful wilderness retreat with over 50 hiking trails and other outdoor recreational activities.
Market Analysis
Potential Customers
Growth ` Year 1 Year 2 Year 3 Year 4 Year 5 CAGR
Skiers 15% 90,000 103,500 119,025 136,879 157,411 15.00%
Summer Visitors 15% 60,000 69,000 79,350 91,253 104,941 15.00%
Total 15.00% 150,000 172,500 198,375 228,132 262,352 15.00%
Strategy and Implementation Summary
Silver Bear Lodge will market aggressively to both winter and summer visitors of the Bear Valley Resort area, which offers activities year-round. During winter, there is skiing. In the summer months, the resort has hot-air balloon trips, white water adventures, day hikes into Bear Valley, and other recreational activities that take advantage of the valley’s spectacular beauty.
Thirteen lodges and inns are present in the Bear Valley Resort, representing only 580 room units out of the total of 4,000 in the resort area. Most room units in the area are condos.
Our customers seek a unique lodging experience that is unavailable in any of the area’s condo complexes or hotels. We will provide our customers with a comfortable, congenial environment that ensures return visits to the Silver Bear Lodge.
The lodge will cost slightly more, but we will offer all the services our customers need to make their stay memorable. We will provide a food shop that can take special orders daily. There will also be a ski rental shop where customers can outfit themselves and purchase ski passes. Each evening, guests can gather in the lodge’s main room, which features a large fireplace, drinks, and light music.
Competitive Edge
The competitive edge of Silver Bear Lodge is its first and foremost service. Co-owners Marty Snyderman and Luke Roth have over twenty years of experience in managing ski lodging facilities.
Marty is the manager-owner of the Crest Lake Inn, which he has owned for ten years.
Luke recently managed the Village Resort Hotel for the last five years. Before that, he was the manager of The Ridge, a 60-unit condo complex in Silver Lake Village.
Another significant advantage of the Silver Bear Lodge is its location, being centrally located between Crest Lake Village (0.5 miles) and the Bear Valley Resort ski area (0.5 miles) in the recently opened Crest Canyon area.
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Sales Strategy
The Silver Bear Lodge’s sales strategy is to utilize the existing Bear Valley Resort booking system, which has been critical to the success of all the area’s lodges and inns. Room rates for the lodge will range from $150 to $250 per night in peak season and from $100 to $175 per night in the off-season.
The following is the sales forecast for three years.
Sales Forecast:
– Year 1:
– Year 2:
– Year 3:
– Rooms: $430,000, $560,000, $600,000
– Food: $121,000, $140,000, $180,000
– Ski Rentals: $132,000, $145,000, $160,000
– Clothing: $58,000, $70,000, $82,000
– Total Sales: $741,000, $915,000, $1,022,000
– Direct Cost of Sales:
– Year 1:
– Year 2:
– Year 3:
– Rooms: $0, $0, $0
– Food: $59,500, $71,000, $90,000
– Ski Rentals: $0, $0, $0
– Clothing: $23,700, $30,000, $38,000
– Subtotal Direct Cost of Sales: $83,200, $101,000, $128,000
The Bear Valley Resort area has its own website and advertising/promotion program that promotes the area’s lodging. Currently, 70% of the area’s visitors use the website to identify lodging and service options.
The Silver Bear Lodge is positioned as a new upscale facility that is focused on the high-income visitors to Bear Valley Resort. The area’s lodges and inns receive approximately 80% of their guests from the Bear Valley Resort booking system. Since the total number of room units are few with the area’s lodges and inns, these lodging units fill up quickly.
In addition, the Silver Bear Lodge will be highlighted in a promotional piece for Bear Valley Resort in the December issue of Ski Magazine.
Management Summary
Luke Roth will be the manager of the daily operations of the Silver Bear Lodge.
6.1 Personnel Plan
The personnel needed for the Silver Bear Lodge are the following:
– Manager
– Assistant manager
– Lodge staff (7)
– Food store staff (3)
– Ski rental/clothing store (3)
– Maintenance staff (3)
– Cleaning staff (4)
Personnel Plan:
– Year 1:
– Year 2:
– Year 3:
– Manager: $36,000, $39,000, $42,000
– Assistant Manager: $42,000, $45,000, $48,000
– Lodge Staff: $110,000, $120,000, $126,000
– Food Store Staff: $39,000, $43,000, $46,000
– Ski Rental/Clothing Store Staff: $35,000, $39,000, $42,000
– Maintenance Staff: $48,000, $52,000, $55,000
– Cleaning Staff: $72,000, $76,000, $79,000
– Total People: 9, 22, 22
– Total Payroll: $382,000, $414,000, $438,000
The following is the financial plan for the Silver Bear Lodge.
The monthly break-even point is approximately $52,900.
Break-even Analysis
Monthly Revenue Break-even: $52,905
Assumptions:
– Average Percent Variable Cost: 11%
– Estimated Monthly Fixed Cost: $46,965
Projected Profit and Loss for three years.
Pro Forma Profit and Loss
| Pro Forma Profit and Loss | |||
| Year 1 | Year 2 | Year 3 | |
| Sales | $741,000 | $915,000 | $1,022,000 |
| Direct Cost of Sales | $83,200 | $101,000 | $128,000 |
| Other Production Expenses | $0 | $0 | $0 |
| Total Cost of Sales | $83,200 | $101,000 | $128,000 |
| Gross Margin | $657,800 | $814,000 | $894,000 |
| Gross Margin % | 88.77% | 88.96% | 87.48% |
| Expenses | |||
| Payroll | $382,000 | $414,000 | $438,000 |
| Sales and Marketing and Other Expenses | $60,000 | $80,000 | $100,000 |
| Depreciation | $14,280 | $14,280 | $14,280 |
| Leased Equipment | $0 | $0 | $0 |
| Utilities | $26,000 | $26,000 | $26,000 |
| Insurance | $24,000 | $24,000 | $24,000 |
| Lease | $0 | $0 | $0 |
| Payroll Taxes | $57,300 | $62,100 | $65,700 |
| Other | $0 | $0 | $0 |
| Total Operating Expenses | $563,580 | $620,380 | $667,980 |
| Profit Before Interest and Taxes | $94,220 | $193,620 | $226,020 |
| EBITDA | $108,500 | $207,900 | $240,300 |
| Interest Expense | $33,375 | $30,500 | $27,500 |
| Taxes Incurred | $18,254 | $48,936 | $59,556 |
| Net Profit | $42,592 | $114,184 | $138,964 |
| Net Profit/Sales | 5.75% | 12.48% | 13.60% |
7.3 Projected Balance Sheet
The following is the projected balance sheet for three years.
| Pro Forma Balance Sheet | |||
| Year 1 | Year 2 | Year 3 | |
| Assets | |||
| Cash | $31,437 | $118,555 | $165,584 |
| Other Current Assets | $14,000 | $32,000 | $53,000 |
| Total Current Assets | $45,437 | $150,555 | $218,584 |
| Long-term Assets | |||
| Long-term Assets | $350,000 | $370,000 | $430,000 |
| Accumulated Depreciation | $14,280 | $28,560 | $42,840 |
| Total Long-term Assets | $335,720 | $341,440 | $387,160 |
| Total Assets | $381,157 | $491,995 | $605,744 |
| Liabilities and Capital | |||
| Current Liabilities | |||
| Accounts Payable | $3,965 | $30,619 | $35,405 |
| Current Borrowing | $0 | $0 | $0 |
| Other Current Liabilities | $0 | $0 | $0 |
| Subtotal Current Liabilities | $3,965 | $30,619 | $35,405 |
| Long-term Liabilities | $320,000 | $290,000 | $260,000 |
| Total Liabilities | $323,965 | $320,619 | $295,405 |
| Paid-in Capital | $200,000 | $200,000 | $200,000 |
| Retained Earnings | ($185,400) | ($142,809) | ($28,625) |
| Earnings | $42,592 | $114,184 | $138,964 |
| Total Capital | $57,192 | $171,376 | $310,340 |
| Total Liabilities and Capital | $381,157 | $491,995 | $605,744 |
| Net Worth | $57,192 | $171,376 | $310,340 |
7.4 Projected Cash Flow
The following is the projected cash flow for three years.
Pro Forma Cash Flow
Year 1 Year 2 Year 3
Cash Received
Cash from Operations
Cash Sales $741,000 $915,000 $1,022,000
Subtotal Cash from Operations $741,000 $915,000 $1,022,000
Additional Cash Received
Sales Tax, VAT, HST/GST Received $0 $0 $0
New Current Borrowing $0 $0 $0
New Other Liabilities (interest-free) $0 $0 $0
New Long-term Liabilities $0 $0 $0
Sales of Other Current Assets $0 $0 $0
Sales of Long-term Assets $0 $0 $0
New Investment Received $0 $0 $0
Subtotal Cash Received $741,000 $915,000 $1,022,000
Expenditures
Year 1 Year 2 Year 3
Expenditures from Operations
Cash Spending $382,000 $414,000 $438,000
Bill Payments $298,163 $345,882 $425,971
Subtotal Spent on Operations $680,163 $759,882 $863,971
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out $0 $0 $0
Principal Repayment of Current Borrowing $0 $0 $0
Other Liabilities Principal Repayment $0 $0 $0
Long-term Liabilities Principal Repayment $30,000 $30,000 $30,000
Purchase Other Current Assets $14,000 $18,000 $21,000
Purchase Long-term Assets $0 $20,000 $60,000
Dividends $0 $0 $0
Subtotal Cash Spent $724,163 $827,882 $974,971
Net Cash Flow $16,837 $87,118 $47,029
Cash Balance $31,437 $118,555 $165,584
7.5 Business Ratios
Business ratios for the years of this plan are shown below. Industry profile ratios based on the Standard Industrial Classification (SIC) code 7011, Hotels and Motels, are shown for comparison.
Ratio Analysis
Year 1 Year 2 Year 3 Industry Profile
Sales Growth 0.00% 23.48% 11.69% 5.90%
Percent of Total Assets
Other Current Assets 3.67% 6.50% 8.75% 26.00%
Total Current Assets 11.92% 30.60% 36.09% 32.00%
Long-term Assets 88.08% 69.40% 63.91% 68.00%
Total Assets 100.00% 100.00% 100.00% 100.00%
Current Liabilities 1.04% 6.22% 5.84% 19.40%
Long-term Liabilities 83.95% 58.94% 42.92% 34.60%
Total Liabilities 85.00% 65.17% 48.77% 54.00%
Net Worth 15.00% 34.83% 51.23% 46.00%
Percent of Sales
Sales 100.00% 100.00% 100.00% 100.00%
Gross Margin 88.77% 88.96% 87.48% 0.00%
Selling, General & Administrative Expenses 83.02% 76.48% 73.88% 75.10%
Advertising Expenses 8.10% 8.74% 9.78% 1.90%
Profit Before Interest and Taxes 12.72% 21.16% 22.12% 2.50%
Main Ratios
Current 11.46 4.92 6.17 1.45
Quick 11.46 4.92 6.17 1.05
Total Debt to Total Assets 85.00% 65.17% 48.77% 54.00%
Pre-tax Return on Net Worth 106.39% 95.18% 63.97% 1.70%
Pre-tax Return on Assets 15.96% 33.15% 32.77% 3.70%
Additional Ratios
Net Profit Margin 5.75% 12.48% 13.60% n.a
Return on Equity 74.47% 66.63% 44.78% n.a
Activity Ratios
Accounts Payable Turnover 76.19 12.17 12.17 n.a
Payment Days 27 17 28 n.a
Total Asset Turnover 1.94 1.86 1.69 n.a
Debt Ratios
Debt to Net Worth 5.66 1.87 0.95 n.a
Current Liab. to Liab. 0.01 0.10 0.12 n.a
Liquidity Ratios
Net Working Capital $41,472 $119,936 $183,180 n.a
Interest Coverage 2.82 6.35 8.22 n.a
Additional Ratios
Assets to Sales 0.51 0.54 0.59 n.a
Current Debt/Total Assets 1% 6% 6% n.a
Acid Test 11.46 4.92 6.17 n.a
Sales/Net Worth 12.96 5.34 3.29 n.a
Dividend Payout 0.00 0.00 0.00 n.a
Appendix
Sales Forecast
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales
Rooms 0% $40,000 $60,000 $60,000 $50,000 $50,000 $50,000 $30,000 $30,000 $30,000 $30,000 $0 $0
Food 0% $8,000 $16,000 $20,000 $18,000 $18,000 $12,000 $8,000 $7,000 $7,000 $7,000 $0 $0
Ski Rentals 0% $16,000 $24,000 $24,000 $24,000 $24,000 $20,000 $0 $0 $0 $0 $0 $0
Clothing 0% $4,000 $10,000 $8,000 $7,000 $7,000 $6,000 $4,000 $4,000 $4,000 $4,000 $0 $0
Total Sales
$68,000 $110,000 $112,000 $99,000 $99,000 $88,000 $42,000 $41,000 $41,000 $41,000 $0 $0
Direct Cost of Sales
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Rooms $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Food $4,000 $8,000 $10,000 $9,000 $9,000 $6,000 $3,000 $3,500 $3,500 $3,500 $0 $0
Ski Rentals $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Clothing $1,400 $4,000 $3,600 $3,000 $3,000 $2,700 $1,500 $1,500 $1,500 $1,500 $0 $0
Subtotal Direct Cost of Sales
$5,400 $12,000 $13,600 $12,000 $12,000 $8,700 $4,500 $5,000 $5,000 $5,000 $0 $0
Personnel Plan
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Manager 0% $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000
Assistant Manager 0% $3,500 $3,500 $3,500 $3,500 $3,500 $3,500 $3,500 $3,500 $3,500 $3,500 $3,500 $3,500
Lodge Staff 0% $13,000 $13,000 $13,000 $13,000 $13,000 $13,000 $8,000 $8,000 $8,000 $8,000 $0 $0
Food Store Staff 0% $4,500 $4,500 $4,500 $4,500 $4,500 $4,500 $3,000 $3,000 $3,000 $3,000 $0 $0
Ski Rental/Clothing Store Staff 0% $4,500 $4,500 $4,500 $4,500 $4,500 $4,500 $2,000 $2,000 $2,000 $2,000 $0 $0
Maintenance Staff 0% $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000
Cleaning Staff 0% $6,000 $6,000 $6,000 $6,000 $6,000 $6,000 $6,000 $6,000 $6,000 $6,000 $6,000 $6,000
Total People
22 22 22 22 22 22 18 18 18 18 9 9
Total Payroll
$38,500 $38,500 $38,500 $38,500 $38,500 $38,500 $29,500 $29,500 $29,500 $29,500 $16,500 $16,500
General Assumptions
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
1 2 3 4 5 6 7 8 9 10 11 12
Current Interest Rate 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00%
Long-term Interest Rate 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00%
Tax Rate 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00%
Other 0 0 0 0 0 0 0 0 0 0 0 0 0
Pro Forma Profit and Loss
Sales:
Month 1: $68,000
Month 2: $110,000
Month 3: $112,000
Month 4: $99,000
Month 5: $99,000
Month 6: $88,000
Month 7: $42,000
Month 8: $41,000
Month 9: $41,000
Month 10: $41,000
Month 11: $0
Month 12: $0
Direct Cost of Sales:
Month 1: $5,400
Month 2: $12,000
Month 3: $13,600
Month 4: $12,000
Month 5: $12,000
Month 6: $8,700
Month 7: $4,500
Month 8: $5,000
Month 9: $5,000
Month 10: $5,000
Month 11: $0
Month 12: $0
Other Production Expenses:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
Total Cost of Sales:
Month 1: $5,400
Month 2: $12,000
Month 3: $13,600
Month 4: $12,000
Month 5: $12,000
Month 6: $8,700
Month 7: $4,500
Month 8: $5,000
Month 9: $5,000
Month 10: $5,000
Month 11: $0
Month 12: $0
Gross Margin:
Month 1: $62,600
Month 2: $98,000
Month 3: $98,400
Month 4: $87,000
Month 5: $87,000
Month 6: $79,300
Month 7: $37,500
Month 8: $36,000
Month 9: $36,000
Month 10: $36,000
Month 11: $0
Month 12: $0
Gross Margin %:
Month 1: 92.06%
Month 2: 89.09%
Month 3: 87.86%
Month 4: 87.88%
Month 5: 87.88%
Month 6: 90.11%
Month 7: 89.29%
Month 8: 87.80%
Month 9: 87.80%
Month 10: 87.80%
Month 11: 0.00%
Month 12: 0.00%
Expenses:
Payroll:
Month 1: $38,500
Month 2: $38,500
Month 3: $38,500
Month 4: $38,500
Month 5: $38,500
Month 6: $38,500
Month 7: $29,500
Month 8: $29,500
Month 9: $29,500
Month 10: $29,500
Month 11: $16,500
Month 12: $16,500
Sales and Marketing and Other Expenses:
Month 1: $5,000
Month 2: $5,000
Month 3: $5,000
Month 4: $5,000
Month 5: $5,000
Month 6: $5,000
Month 7: $5,000
Month 8: $5,000
Month 9: $5,000
Month 10: $5,000
Month 11: $5,000
Month 12: $5,000
Depreciation:
Month 1: $1,190
Month 2: $1,190
Month 3: $1,190
Month 4: $1,190
Month 5: $1,190
Month 6: $1,190
Month 7: $1,190
Month 8: $1,190
Month 9: $1,190
Month 10: $1,190
Month 11: $1,190
Month 12: $1,190
Leased Equipment:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
Utilities:
Month 1: $3,000
Month 2: $3,000
Month 3: $3,000
Month 4: $3,000
Month 5: $3,000
Month 6: $3,000
Month 7: $1,500
Month 8: $1,300
Month 9: $1,300
Month 10: $1,300
Month 11: $1,300
Month 12: $1,300
Insurance:
Month 1: $2,000
Month 2: $2,000
Month 3: $2,000
Month 4: $2,000
Month 5: $2,000
Month 6: $2,000
Month 7: $2,000
Month 8: $2,000
Month 9: $2,000
Month 10: $2,000
Month 11: $2,000
Month 12: $2,000
Lease:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
Payroll Taxes:
Month 1: 15%, $5,775
Month 2: 15%, $5,775
Month 3: 15%, $5,775
Month 4: 15%, $5,775
Month 5: 15%, $5,775
Month 6: 15%, $5,775
Month 7: 15%, $4,425
Month 8: 15%, $4,425
Month 9: 15%, $4,425
Month 10: 15%, $4,425
Month 11: 15%, $2,475
Month 12: 15%, $2,475
Other:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
Total Operating Expenses:
Month 1: $55,465
Month 2: $55,465
Month 3: $55,465
Month 4: $55,465
Month 5: $55,465
Month 6: $55,465
Month 7: $43,615
Month 8: $43,415
Month 9: $43,415
Month 10: $43,415
Month 11: $28,465
Month 12: $28,465
Profit Before Interest and Taxes:
Month 1: $7,135
Month 2: $42,535
Month 3: $42,935
Month 4: $31,535
Month 5: $31,535
Month 6: $23,835
Month 7: ($6,115)
Month 8: ($7,415)
Month 9: ($7,415)
Month 10: ($7,415)
Month 11: ($28,465)
Month 12: ($28,465)
EBITDA:
Month 1: $8,325
Month 2: $43,725
Month 3: $44,125
Month 4: $32,725
Month 5: $32,725
Month 6: $25,025
Month 7: ($4,925)
Month 8: ($6,225)
Month 9: ($6,225)
Month 10: ($6,225)
Month 11: ($27,275)
Month 12: ($27,275)
Interest Expense:
Month 1: $2,896
Month 2: $2,875
Month 3: $2,854
Month 4: $2,833
Month 5: $2,813
Month 6: $2,792
Month 7: $2,771
Month 8: $2,750
Month 9: $2,729
Month 10: $2,708
Month 11: $2,688
Month 12: $2,667
Taxes Incurred:
Month 1: $1,272
Month 2: $11,898
Month 3: $12,024
Month 4: $8,611
Month 5: $8,617
Month 6: $6,313
Month 7: ($2,666)
Month 8: ($3,050)
Month 9: ($3,043)
Month 10: ($3,037)
Month 11: ($9,346)
Month 12: ($9,340)
Net Profit:
Month 1: $2,967
Month 2: $27,762
Month 3: $28,057
Month 4: $20,091
Month 5: $20,106
Month 6: $14,730
Month 7: ($6,220)
Month 8: ($7,116)
Month 9: ($7,101)
Month 10: ($7,086)
Month 11: ($21,807)
Month 12: ($21,792)
Net Profit/Sales:
Month 1: 4.36%
Month 2: 25.24%
Month 3: 25.05%
Month 4: 20.29%
Month 5: 20.31%
Month 6: 16.74%
Month 7: -14.81%
Month 8: -17.35%
Month 9: -17.32%
Month 10: -17.28%
Month 11: 0.00%
Month 12: 0.00%
Pro Forma Cash Flow
Cash Received:
Cash from Operations:
Month 1: $68,000
Month 2: $110,000
Month 3: $112,000
Month 4: $99,000
Month 5: $99,000
Month 6: $88,000
Month 7: $42,000
Month 8: $41,000
Month 9: $41,000
Month 10: $41,000
Month 11: $0
Month 12: $0
Subtotal Cash from Operations:
Month 1: $68,000
Month 2: $110,000
Month 3: $112,000
Month 4: $99,000
Month 5: $99,000
Month 6: $88,000
Month 7: $42,000
Month 8: $41,000
Month 9: $41,000
Month 10: $41,000
Month 11: $0
Month 12: $0
Additional Cash Received:
Sales Tax, VAT, HST/GST Received:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
New Current Borrowing:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
New Other Liabilities (interest-free):
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
New Long-term Liabilities:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
Sales of Other Current Assets:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
Sales of Long-term Assets:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
New Investment Received:
Month 1: $0
Month 2: $0
Month 3: $0
Month 4: $0
Month 5: $0
Month 6: $0
Month 7: $0
Month 8: $0
Month 9: $0
Month 10: $0
Month 11: $0
Month 12: $0
Subtotal Cash Received:
Month 1: $68,000
Month 2: $110,000
Month 3: $112,000
Month 4: $99,000
Month 5: $99,000
Month 6: $88,000
Month 7: $42,000
Month 8: $41,000
Month 9: $41,000
Month 10: $41,000
Month 11: $0
Month 12: $0
Expenditures:
Expenditures from Operations:
Month 1: $38,500
Month 2: $38,500
Month 3: $38,500
Month 4: $38,500
Month 5: $38,500
Month 6: $38,500
Month 7: $29,500
Month 8: $29,500
Month 9: $29,500
Month 10: $29,500
Month 11: $16,500
Month 12: $16,500
Bill Payments:
Month 1: $845
Month
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